General Chit Chat

[Bruce Rioja]

A colleague of mine has had his company dipped to the tune of just under £4K, which meant, with what he'd actually spent on it, that he'd been pushed over his card limit and found himself unable to pay for the fuel he'd just put into his car whilst holidaying in Skye.

I thought that credit card companies used algorithms? If so, then if you look at his usual transactions (flights, hotels, hire cars, fuel and food) shouldn't £4K being paid to an educational establishment in Mexico stand out a bit?

Was it one payment? Or multiples? Multiples - they should have picked it up.

Single payments even large foreign ones sometimes slip through. Also the algorithms aren't perfect. I had my card details stolen once and whilst it detected and blocked the card, some stuff still got through.

Just a single transaction. I hear what you're saying and I hope that you managed to get everything sorted, but I'd have thought that this is exactly the sort of transaction for which algorithms are in place to detect, no?

I remember having my card blocked whilst trying to pay for fuel in Norway, a perfectly normal transaction in line with all my other purchases.

[BWFC_Insane]

A colleague of mine has had his company dipped to the tune of just under £4K, which meant, with what he'd actually spent on it, that he'd been pushed over his card limit and found himself unable to pay for the fuel he'd just put into his car whilst holidaying in Skye.

I thought that credit card companies used algorithms? If so, then if you look at his usual transactions (flights, hotels, hire cars, fuel and food) shouldn't £4K being paid to an educational establishment in Mexico stand out a bit?

Was it one payment? Or multiples? Multiples - they should have picked it up.

Single payments even large foreign ones sometimes slip through. Also the algorithms aren't perfect. I had my card details stolen once and whilst it detected and blocked the card, some stuff still got through.

Just a single transaction. I hear what you're saying and I hope that you managed to get everything sorted, but I'd have thought that this is exactly the sort of transaction for which algorithms are in place to detect, no?

I remember having my card blocked whilst trying to pay for fuel in Norway, a perfectly normal transaction in line with all my other purchases.

Some banks automatically block foreign transactions if they haven't been notified by you of impending travel. I think this practice is decreasing now given the fact people use their cards abroad more and more.

What you've got to remember is that the algorithm isn't necessarily looking at what you've previously spent and used it for and comparing with that...that would be a very low and tiny dataset and virtually any new transaction may raise a risk. But comparing your card with others in a clustered group. Is behaviour on your card looking abnormal within the group? A single transaction may not raise enough flags to trigger the system. You'd think the size of it might in this case though.

[Bruce Rioja]

Some banks automatically block foreign transactions if they haven't been notified by you of impending travel.

That's what they said when I rang them - that I hadn't notified them that I was going to Norway, so I reeled off all the countries I'd visited during the preceding months and asked them why they hadn't stopped my card then, for which they had no answer.

I did get my personal Visa blocked when I was in New York due to the amount of transactions. Oops

[Prufrock]

Sooooo..the Daily Mail.

[Hoboh]

Some banks automatically block foreign transactions if they haven't been notified by you of impending travel.

That's what they said when I rang them - that I hadn't notified them that I was going to Norway, so I reeled off all the countries I'd visited during the preceding months and asked them why they hadn't stopped my card then, for which they had no answer.

I did get my personal Visa blocked when I was in New York due to the amount of transactions. Oops

Barclaycard did me once in Majorca after the wife had gone on shopping spree in a store, breathed a sigh of relief until the manger said we could use his phone to sort it out

[Hoboh]

Sooooo..the Daily Mail.

What?

[Worthy4England]

Full of shit?

[Bruce Rioja]

Full of shit?

Little Englander agenda?

[Hoboh]

Full of shit?

Little Englander agenda?

Kim Kardashian's ass fell out of her bikini bottoms?

Kim Jong Tum launched a retaliatory attack on the US because the shock waves hit them.

[Lord Kangana]

I'm guessing lots of old people got really angry because it isn't 1952 anymore.

I win. No f*cking contest.

[Hoboh]

Saw these quotes from famous people, thought I'd share them, some are top class classics

Winston Churchill on Prime Minister Lord Rosebery: “He was a great man in an era of small events.”

Benjamin Disraeli on William Gladstone: “If Gladstone fell into the Thames, that would be a misfortune. If anybody pulled him out, that, I suppose, would be a calamity.”

Abraham Lincoln on Stephen Douglas: “His argument is as thin as the homeopathic soup that was made by boiling the shadow of a pigeon that had been starved to death.”

Jim Hightower on George H.W. Bush: “If ignorance ever goes to $40 a barrel, I want drilling rights on George Bush's head.”

John Montagu: (after a heated exchange with John Wilkes) "Sir, I do not know whether you will die on the gallows or of the pox!" John Wilkes: “That, sir, depends on whether I first embrace your Lordship's principles or your Lordship's mistresses.”

MP Jonathan Aitken on prime minister Margaret Thatcher: “She probably thinks Sinai is the plural of sinus.”

Andrew Jackson: “I have only two regrets: I didn't shoot Henry Clay and I didn't hang John C. Calhoun.” John C. Calhoun was his Vice President.

Winston Churchill on prime minister Clement Attlee: “An empty cab pulled up to Downing Street. Clement Attlee got out.”

Texas governor Ann Richards on George W. Bush: “Poor George, he can't help it. He was born with a silver foot in his mouth.”

Lyndon Johnson on Gerald Ford: “He's a nice guy, but he played too much football with his helmet off.”

Adlai Stevenson on Richard Nixon: “The kind of politician who would cut down a redwood tree and then mount the stump to make a speech for conservation.”

British Prime Minister David Cameron on former Prime Minister Tony Blair: “He was the future once.”

Former Israeli Prime Minister Golda Mier to former Israeli defence minister Moshe Dayan: “Don't be so humble, you're not that great.”

Winston Churchill on prime minister Clement Attlee: "He is a modest man with much to be modest about."

[Lord Kangana]

Churchill later regretted his jibes at Atlee, realising it was a little curmudgeonly of him towards one of his most dependable allies in the wartime coalition.

[Hoboh]

Churchill later regretted his jibes at Atlee, realising it was a little curmudgeonly of him towards one of his most dependable allies in the wartime coalition.

This one is my favourite, definitely a coffee spitter.

John Montagu: (after a heated exchange with John Wilkes) "Sir, I do not know whether you will die on the gallows or of the pox!" John Wilkes: “That, sir, depends on whether I first embrace your Lordship's principles or your Lordship's mistresses.”

[TANGODANCER]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

[Bruce Rioja]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

Read about it earlier. Another live music venue bites the dust. For those of us who prefer to hear their music come from musical instruments rather than laptops it's another blow.

[LeverEnd]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

Read about it earlier. Another live music venue bites the dust. For those of us who prefer to hear their music come from musical instruments rather than laptops it's another blow.

Shame. Had some good nights there and seen some excellent bands.

[TANGODANCER]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

Read about it earlier. Another live music venue bites the dust. For those of us who prefer to hear their music come from musical instruments rather than laptops it's another blow.

Shame. Had some good nights there and seen some excellent bands.

Aye,ands so easy to get to. Used to catch the 43 bus, or 42 Walkden one? and there was plenty going on along Market Street. The Queens was a good night too.

[Bruce Rioja]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

Read about it earlier. Another live music venue bites the dust. For those of us who prefer to hear their music come from musical instruments rather than laptops it's another blow.

Shame. Had some good nights there and seen some excellent bands.

Aye,ands so easy to get to. Used to catch the 43 bus, or 42 Walkden one? and there was plenty going on along Market Street. The Queens was a good night too.

And I'll bet you were no stranger to Blighty's either.

[TANGODANCER]

Had to happen, the place was a wreck, but the Moses Gate pub in Farnworth is to be demolition fodder. No great loss to anybody now, but some really good memories of times past when Farnworth was one of the top nights out in the area and The Monaco was a real draw for top artists. Just another sad tale of yesterday...

Read about it earlier. Another live music venue bites the dust. For those of us who prefer to hear their music come from musical instruments rather than laptops it's another blow.

Shame. Had some good nights there and seen some excellent bands.

Aye,ands so easy to get to. Used to catch the 43 bus, or 42 Walkden one? and there was plenty going on along Market Street. The Queens was a good night too.

And I'll bet you were no stranger to Blighty's either.

Went there quite a bit, but it was The Monaco when I saw most action. They had big bands like Ted Heath and Johnny Dankworth on ( Navada in Bolton did too, and The Casino Crompton Way, and of course The Palais) . After Blighty's I never went, but the venue got a bit weird. You've probably seen this, or at least know it:
http://www.theboltonnews.co.uk/news/135 ... _Atlantis/

[Bruce Rioja]

I hadn't seen that, Tango, so thanks for the link. Some great memories such as my 18th in Maxwell's Plum. Sundowners - blimey. You were pretty much guaranteed to wake up the next morning gnawing off your own arm in a council house bedroom

Only went to Blighty's once, incidentally, to watch a band. I seem to recall it finished up being a rave venue (Pleasuredome????)