Anyone work in insurance?

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plodder
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Anyone work in insurance?

Post by plodder » Thu Oct 12, 2006 8:29 am

I hate you you cheating theaving bustards!!!!!!

Car insurance gone up again.......

Have we had a crash? No.
Have we got a different car? No.
Have we changed address? No.

Cheating, thieving, lying, horrible evil people!

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Post by Gertie » Thu Oct 12, 2006 8:31 am

switch to someone else then?????????

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Post by superjohnmcginlay » Thu Oct 12, 2006 8:33 am

http://www.confused.com

Does it for you. Its saved me a fortune over the last few years.

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Post by David Lee's Hair » Thu Oct 12, 2006 9:52 am

Health insurance so does that mean I'm ok??
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Re: Anyone work in insurance?

Post by Loyal White » Thu Oct 12, 2006 10:35 am

plodder wrote:I hate you you cheating theaving bustards!!!!!!

Car insurance gone up again.......

Have we had a crash? No.
Have we got a different car? No.
Have we changed address? No.

Cheating, thieving, lying, horrible evil people!
I worked for one of the larger insurance companies for a while as an underwriter. I got told to add a certain figure on each policy no matter what happened.

Who you with?

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Re: Anyone work in insurance?

Post by malcd1 » Thu Oct 12, 2006 10:35 am

plodder wrote:I hate you you cheating theaving bustards!!!!!!

Car insurance gone up again.......

Have we had a crash? No.
Have we got a different car? No.
Have we changed address? No.

Cheating, thieving, lying, horrible evil people!
My best friend :wink2: works for an insurance company. I can tell you that in the first 6 months of this year my company sorry his company was paying out £121 in motor claims for every £100 taken in premiums.

Now I am no professor in maths but even I can tell something has to change. Unfortunately there are an awful lot of really crappy drivers out there who are pushing the premiums up for everyone.

Don't blame the insurance companies blame the drivers who wrongly claim for whiplash or burn out their cars because they can't afford to repair it. Blame the small minority of people who smash into each other to sue for massive disability claims when there is nothing wrong. Blame boy racers. Blame it on people who wear baseball caps who's brains are removed when they pay for them at the checkout. Blame old people who wear driving gloves and hats who can't see passed the bonnet of their car. Blame rubbish women drivers who smash into the back of me because I had to do an emergency stop due to another woman pulling out in front of me. Blame it on joyriders who think it is great fun to steal someones car and smash it up.

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Re: Anyone work in insurance?

Post by Bruce Rioja » Thu Oct 12, 2006 10:43 am

malcd1 wrote: Don't blame the insurance companies blame the drivers who wrongly claim for whiplash or burn out their cars because they can't afford to repair it. Blame the small minority of people who smash into each other to sue for massive disability claims when there is nothing wrong. Blame boy racers. Blame it on people who wear baseball caps who's brains are removed when they pay for them at the checkout. Blame old people who wear driving gloves and hats who can't see passed the bonnet of their car. Blame rubbish women drivers who smash into the back of me because I had to do an emergency stop due to another woman pulling out in front of me. Blame it on joyriders who think it is great fun to steal someones car and smash it up.
Gooo on, Malcy...

Choose sitting on that couch watching mind-numbing, spirit-crushing game shows, stuffing fecking junk food into your mouth. Choose rotting away at the end of it all, pissing your last in a miserable home, nothing more than an embarrassment to the selfish, fecked up brats you spawned to replace yourselves.

:D
May the bridges I burn light your way

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Re: Anyone work in insurance?

Post by plodder » Thu Oct 12, 2006 12:36 pm

Loyal White wrote:
plodder wrote:I hate you you cheating theaving bustards!!!!!!

Car insurance gone up again.......

Have we had a crash? No.
Have we got a different car? No.
Have we changed address? No.

Cheating, thieving, lying, horrible evil people!
I worked for one of the larger insurance companies for a while as an underwriter. I got told to add a certain figure on each policy no matter what happened.

Who you with?
Been with First Alternative for years.......no more though.

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Re: Anyone work in insurance?

Post by TANGODANCER » Thu Oct 12, 2006 1:12 pm

[quote="malcd1"] Blame old people who wear driving gloves and hats who can't see passed the bonnet of their car.[/b] [quote]

Thus speaketh a young man. Same people could be your parents/grandparents who drive safely all their lives only to be at the mercy of tailgating cut up merchants who drive like dodgem drivers and bully the elderly because they won't get come-backs. Ah well, those same old people will be you one day. Maybe you'll have a re-think then.
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Re: Anyone work in insurance?

Post by superjohnmcginlay » Thu Oct 12, 2006 1:18 pm

TANGODANCER wrote:
Thus speaketh a young man. Same people could be your parents/grandparents who drive safely all their lives only to be at the mercy of tailgating cut up merchants who drive like dodgem drivers and bully the elderly because they won't get come-backs. Ah well, those same old people will be you one day. Maybe you'll have a re-think then. Now where did I put my driving gloves?

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Post by ratbert » Thu Oct 12, 2006 2:12 pm

superjohnmcginlay wrote:http://www.confused.com

Does it for you. Its saved me a fortune over the last few years.
I wouldn't use them because of the advert alone. Who doesn't want to stick a pickaxe through that guy?

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Post by superjohnmcginlay » Thu Oct 12, 2006 2:15 pm

ratbert wrote:
superjohnmcginlay wrote:http://www.confused.com

Does it for you. Its saved me a fortune over the last few years.
I wouldn't use them because of the advert alone. Who doesn't want to stick a pickaxe through that guy?
Aye but the site is very good at finding the cheapest insurance. Its been around for a long time before that advert came out.

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Post by communistworkethic » Thu Oct 12, 2006 2:41 pm

The thing with insurance is that it's a weighted pot and the premiums are based on a constantly moving buiness model, this looks at a particular balance of risk depending on the company. This balance, and consequnetly the premium level, depend on the number and size of claims being made but also the numbers of customers in various risk categories. So if lots of claims have been paid premiums go up across the board - if someone pays £1000 per year car insurance premium on a £7k car and it's a total write off, they've got £6k to find from elsewhere - i.e. you.
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Post by Gertie » Thu Oct 12, 2006 7:48 pm

Go for the sex change op and benefit from cheaper car insurance. The evidence shows that we're more careful drivers....

Although I once hit 2 parked cars when I was 18 :oops: :oops:

Anyways to cheer you up, and annoy that crazy boy... I happened across Sheila's Wheels

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Batman

Post by Batman » Thu Oct 12, 2006 7:54 pm

No-one should be able to drive til they are at least 25. At least then they make have some common sense, instead of yuppie boyracer cocknockers, in cars too big to even bloody indicate when they turn there f-ckin Jeeps.

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Post by plodder » Thu Oct 12, 2006 8:28 pm

communistworkethic wrote:The thing with insurance is that it's a weighted pot and the premiums are based on a constantly moving buiness model, this looks at a particular balance of risk depending on the company. This balance, and consequnetly the premium level, depend on the number and size of claims being made but also the numbers of customers in various risk categories. So if lots of claims have been paid premiums go up across the board - if someone pays £1000 per year car insurance premium on a £7k car and it's a total write off, they've got £6k to find from elsewhere - i.e. you.
Don't mean I have to be happy about it.

Insurance went up from £179 to £238.......... the thieving bastards.

However Elephant came through nice with £183

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Post by Tals-biggest-fan » Thu Oct 12, 2006 9:26 pm

superjohnmcginlay wrote:http://www.confused.com

Does it for you. Its saved me a fortune over the last few years.
pludder will need Diamond becuz you know he is a bit of a ...
NEIL LENNON'S SUPERWHITE ARMY

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Post by plodder » Thu Oct 12, 2006 9:50 pm

Tals-biggest-fan wrote:
superjohnmcginlay wrote:http://www.confused.com

Does it for you. Its saved me a fortune over the last few years.
pludder will need Diamond becuz you know he is a bit of a ...
Wine gums???

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Re: Anyone work in insurance?

Post by Henrik's fan club » Fri Oct 13, 2006 12:21 am

Bruce Rioja wrote:
malcd1 wrote: Don't blame the insurance companies blame the drivers who wrongly claim for whiplash or burn out their cars because they can't afford to repair it. Blame the small minority of people who smash into each other to sue for massive disability claims when there is nothing wrong. Blame boy racers. Blame it on people who wear baseball caps who's brains are removed when they pay for them at the checkout. Blame old people who wear driving gloves and hats who can't see passed the bonnet of their car. Blame rubbish women drivers who smash into the back of me because I had to do an emergency stop due to another woman pulling out in front of me. Blame it on joyriders who think it is great fun to steal someones car and smash it up.
Gooo on, Malcy...

Choose sitting on that couch watching mind-numbing, spirit-crushing game shows, stuffing fecking junk food into your mouth. Choose rotting away at the end of it all, pissing your last in a miserable home, nothing more than an embarrassment to the selfish, fecked up brats you spawned to replace yourselves.

:D
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Free the T-W two!

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Post by Henrik's fan club » Fri Oct 13, 2006 12:24 am

Batman wrote:No-one should be able to drive til they are at least 25. At least then they make have some common sense, instead of yuppie boyracer cocknockers, in cars too big to even bloody indicate when they turn there f-ckin Jeeps.
Excuse me? I'm an impeccable driver despite being only 18!
Who needs Henry when we've got Henrik?

Free the T-W two!

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