General Chit Chat

[Abdoulaye's Twin]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

[BWFC_Insane]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

[Abdoulaye's Twin]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I thought all the banks were up and running, but maybe yours hasn't fully implemented it yet.

[Prufrock]

The gardner, window cleaner, taxi-drivers and even the guy who collects my Goldline Wanderers donations, tend not to deal in contactless amounts preferring cash. At our ages and not getting out a lot, things need to be simpler, not more complicated. What next, issue the homeless with personal cash machines?

Aye, I bet they do

Some homeless people in This That London do have the little things you can tap to give a £1. Assume somewhere like Shelter provides them.

[Prufrock]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

[Harry Genshaw]

Some homeless people in This That London do have the little things you can tap to give a £1. Assume somewhere like Shelter provides them.

That's great that but I suspect many would be wary about donating that way.

Near Trafalgar Square the other week I was just about to give a homeless chap a quid when a bloke in front of me in hard hat and high viz gave him a ten pound note . London is so expensive these days I can't even afford to look after the tramps properly!

[BWFC_Insane]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

Ah - so that sounds like it isn't a universal thing. I have cards from a three providers (all big banks) and have never been asked for a PIN but of course the first transaction has to be a PIN one - but from that point never asked again. Glad I'm not the only one.

[Worthy4England]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

Ah - so that sounds like it isn't a universal thing. I have cards from a three providers (all big banks) and have never been asked for a PIN but of course the first transaction has to be a PIN one - but from that point never asked again. Glad I'm not the only one.

Now you've clarified it a bit, I often don't get asked, if I'm below the contactless limit and they have transaction history in the place I'm using it...When I pop up somewhere "new" or not used often, they'll usually ask.

[jimbo]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

Can confirm I’m TSB and it happens to me every couple of weeks. Maybe Insane is using the pin often enough to not run up enough consecutive contactless payments to trigger it?

[BWFC_Insane]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

Can confirm I’m TSB and it happens to me every couple of weeks. Maybe Insane is using the pin often enough to not run up enough consecutive contactless payments to trigger it?

I don't think so. At least one of my cards after initial activation has never been in a cash machine or a PIN machine....

[jimbo]

I find that ^ really surprising Insane. I must get asked about once a week, at least, to put my card in the machine and enter my PIN because it's refused contactless.

I'm not dodgy. Honest

It surprises me that I'm not asked and I wonder what gremlins are in the system to mean I'm not....

Definitely something amiss there. You should be getting asked for your PIN approximately every 5 consecutive contactless transactions. If you're using a phone or watch then this doesn't apply as you're using authentication each transaction in unlocking your phone or using a fingerprint/face. In the UK the deadline for implementation for online transactions is March this year, so you might see more requests for banking app/mobile phone codes when buying stuff online than you currently do.

Right - every single online purchase I make now asks for verification via text message. So that's fine.

Its just in store contactless payments I have never once been asked for a PIN. I do use my phone on occasion but mainly just my card contactless. Weird.

I don't really use contactless on my card anyone, I use my phone where I've never once been asked to insert and pin (which is probably for the best ). On the card, Monzo seems to ask semi-regularly. TSB I don't think it's ever happened other than the first time you use the card.

Can confirm I’m TSB and it happens to me every couple of weeks. Maybe Insane is using the pin often enough to not run up enough consecutive contactless payments to trigger it?

I don't think so. At least one of my cards after initial activation has never been in a cash machine or a PIN machine....

Possibly a very strange quirk then. I could understand if it was just one card, but for 3 banks to be the same is weird.

[TANGODANCER]

Seen today on BBC News: The average price of a packet of cigarettes today is £14-39.
Way back when we were kids. My dad only ever bought 10 Woodbines; they were One shilling and fourpence halfpenny. I haven't smoked for the best part of 15 years (cost played a big part in packing in) but I dread to think what it would have cost me if I had carried on, because I was a 40 per day man.

[Gary the Enfield]

Seen today on BBC News: The average price of a packet of cigarettes today is £14-39.
Way back when we were kids. My dad only ever bought 10 Woodbines; they were One shilling and fourpence halfpenny. I haven't smoked for the best part of 15 years (cost played a big part in packing in) but I dread to think what it would have cost me if I had carried on, because I was a 40 per day man.

When I quit smoking in 2005 I opened a bank account and put the money I would have spent on cigarettes into it. At the time I was spending roughly £30 a week on ciggies.

That account has subsequently taken me to watch Bolton in Portugal (Vittoria Guiomaraes), Germany (Bayern Munich) and Spain (Atletico Madrid) and paid for a whole host of races around UK and Europe. Best thing I ever did.

[Abdoulaye's Twin]

Seen today on BBC News: The average price of a packet of cigarettes today is £14-39.
Way back when we were kids. My dad only ever bought 10 Woodbines; they were One shilling and fourpence halfpenny. I haven't smoked for the best part of 15 years (cost played a big part in packing in) but I dread to think what it would have cost me if I had carried on, because I was a 40 per day man.

Most are £11-£12, although I haven't checked if cvunt put them up in the budget yet.

[Abdoulaye's Twin]

Yep, they've gone up. Most are now £12-£13. with so called premium brands around £15.

As a retailer I hate them. Thousands of pounds tied up in them and they carry a margin of around 3-4% for most. If you must damage your internals then at least vape as I can at least earn a decent wedge out of it

[BWFC_Insane]

Yep, they've gone up. Most are now £12-£13. with so called premium brands around £15.

As a retailer I hate them. Thousands of pounds tied up in them and they carry a margin of around 3-4% for most. If you must damage your internals then at least vape as I can at least earn a decent wedge out of it

I was gonna say it’s rare I see anyone smoking actual ciggies now. Everyone seems to be vaping now.

[TANGODANCER]

Yep, they've gone up. Most are now £12-£13. with so called premium brands around £15.

As a retailer I hate them. Thousands of pounds tied up in them and they carry a margin of around 3-4% for most. If you must damage your internals then at least vape as I can at least earn a decent wedge out of it

I was gonna say it’s rare I see anyone smoking actual ciggies now. Everyone seems to be vaping now.

Rolling your own (* something I did for years) still seems popular? Back in time, I always imagined one day sitting in the sun with a pipe full of tobacco as my old-age dream. As usual, the financial law (charge em more, give em less) still applies as strongly as ever.

I wonder how much the economy would suffer if the whole country stopped smoking overnight? Do you imagine the department of Ag and Fish and co, tobacco industries and would be pleased, not to mention unemployment and a few "It wasn't my fault! " M.P's...A sudden glut of Bentleys, yachts and villas in the sun, for sale no doubt..

[TANGODANCER]

From the Tobacco Manufacturers industry:

Tobacco manufacturers contribute approximately £11.5 billion every year to the UK Exchequer in tobacco taxes (including VAT). Since 2000, the tobacco industry has contributed more than £180 billion in tax revenue to the UK Exchequer.

[Gary the Enfield]

Yep, they've gone up. Most are now £12-£13. with so called premium brands around £15.

As a retailer I hate them. Thousands of pounds tied up in them and they carry a margin of around 3-4% for most. If you must damage your internals then at least vape as I can at least earn a decent wedge out of it

I was gonna say it’s rare I see anyone smoking actual ciggies now. Everyone seems to be vaping now.

Rolling your own (* something I did for years) still seems popular? Back in time, I always imagined one day sitting in the sun with a pipe full of tobacco as my old-age dream. As usual, the financial law (charge em more, give em less) still applies as strongly as ever.

I wonder how much the economy would suffer if the whole country stopped smoking overnight? Do you imagine the department of Ag and Fish and co, tobacco industries and would be pleased, not to mention unemployment and a few "It wasn't my fault! " M.P's...A sudden glut of Bentleys, yachts and villas in the sun, for sale no doubt..

That's why they'll never ban it outright TD. Still too much money in it. It would help the NHS enormously too but where's the use in that?

For me the Vape 'trend' is another ticking time bomb as far as public health is concerned.

[Abdoulaye's Twin]

Yep, they've gone up. Most are now £12-£13. with so called premium brands around £15.

As a retailer I hate them. Thousands of pounds tied up in them and they carry a margin of around 3-4% for most. If you must damage your internals then at least vape as I can at least earn a decent wedge out of it

I was gonna say it’s rare I see anyone smoking actual ciggies now. Everyone seems to be vaping now.

I sell significantly more ciggies than vapes. Probably 100-1. They should just ban both, or at least tax them enough to cover the NHS costs down the line and ring fence the tax.