Today I'm angry about.....

[bobo the clown]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

[Abdoulaye's Twin]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

Yep, it's a thing. As long as you have a valid UAE driving license then you can drive any car as long as it is insured. Here it doesn't matter how good a driver you are, sooner or later some lunatic is going to crash into you or cause you to crash into someone else. We pay about 4% of the value of the car and petrol is 20 odd pence a litre

[bobo the clown]

Which does nothing to encourage good driving behaviours.

I'd rather have ours ta. It means people get charged for their personal record, plus some car assessment. So long as people tell the truth on their declarations of course.

[Abdoulaye's Twin]

Which does nothing to encourage good driving behaviours.

I'd rather have ours ta. It means people get charged for their personal record, plus some car assessment. So long as people tell the truth on their declarations of course.

They could increase premiums a 1000% percent and it would make no difference. They fine the shit out of people, confiscate cars, their license and even jail time. They just climb in to another car and carry on as normal.

Indicators are seen as a sign of weakness. Over taking in an inferior car deserving of being run off the road. Gouging your own eyes out rather than letting someone in. Seeing someone indicate to pull in to a gap means you must speed up to prevent them. If you wish to move into the inside lane to exit the road then you cannot move into a space behind the car in front of you, you have to overtake 7 cars and swerve over the lane in front of them. Bonus points if you side swipe them. Driving whilst whatsapping and texting is mandatory behaviour even if against the law.

I'm only thankful that it isn't as bad as the driving in Saudi!

[malcd1]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

Some insurance policies are the same in the UK. I have a company car and that is insured no matter who is driving as long as they are at least 21 and have a valid driving license. It is not me who is insured and obviously I cannot drive any car.

[Worthy4England]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

Some insurance policies are the same in the UK. I have a company car and that is insured no matter who is driving as long as they are at least 21 and have a valid driving license. It is not me who is insured and obviously I cannot drive any car.

Might need to check your policy for that last bit. Depends on insurer but if you're fully comp, there's often a clause in that covers you to drive other cars although some insurers drop you down to Third Party in this event. Depends on your policy.

[Hoboh]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

Some insurance policies are the same in the UK. I have a company car and that is insured no matter who is driving as long as they are at least 21 and have a valid driving license. It is not me who is insured and obviously I cannot drive any car.

Might need to check your policy for that last bit. Depends on insurer but if you're fully comp, there's often a clause in that covers you to drive other cars although some insurers drop you down to Third Party in this event. Depends on your policy.

Only count if he is 'named' on the policy.
What you should check is that you are covered for occasional domestic/private use and that there are no limitations on this type of use.
Some policies are for commuting to and for the sole purpose of the companies trading sort of thing.
Usually if these policies are offered on a cheaper basis, the bean counters will be aware of them, so be careful.

[Worthy4England]

I preferer the system here where the car is insured raether than the driver

.Is that a thing ?

Y'see .... without some bellend driving it a car is just a lump of metal, plastic, rubber and glass parked up somewhere.

It only really becomes a potential hazard at the point it's being driven, safely or otherwise.

Some insurance policies are the same in the UK. I have a company car and that is insured no matter who is driving as long as they are at least 21 and have a valid driving license. It is not me who is insured and obviously I cannot drive any car.

Might need to check your policy for that last bit. Depends on insurer but if you're fully comp, there's often a clause in that covers you to drive other cars although some insurers drop you down to Third Party in this event. Depends on your policy.

Only count if he is 'named' on the policy.
What you should check is that you are covered for occasional domestic/private use and that there are no limitations on this type of use.
Some policies are for commuting to and for the sole purpose of the companies trading sort of thing.
Usually if these policies are offered on a cheaper basis, the bean counters will be aware of them, so be careful.

Not on mine. I'm covered to drive other cars under my policy.

[thebish]

I'm generally fairly tolerant with phone-coldcalling - it's their job and they have to make a living...

but... over the last week I think I have had SIX calls from the Microsoft Technical Department scammers... I justify my crossness by knowing that they are deliberately and brazenly lying to me!!

anyway - never having fallen for it - cos it all sounds so ridiculous - I looked up what happens if you pursue the call.. it's actually not very nice!

http://www.wired.co.uk/news/archive/201 ... lwarebytes


just say no, folks...

[BWFC_Insane]

Not on mine. I'm covered to drive other cars under my policy.

But then presumably you are named on the policy?

[Worthy4England]

Not on mine. I'm covered to drive other cars under my policy.

But then presumably you are named on the policy?

I'm named on my policy. Sure.

[bobo the clown]

Not on mine. I'm covered to drive other cars under my policy.

Same here ... I can drive any car, but as 3rd party. I'm not too keen on driving my mate's BMW 6 series on that basis though.

[thebish]

Not on mine. I'm covered to drive other cars under my policy.

Same here ... I can drive any car, but as 3rd party. I'm not too keen on driving my mate's BMW 6 series on that basis though.

aye - I thought that was the norm? (that a fully comp insurance qualifies you - 3rd party - to drive other cars, un-named?)

edit: not necessarily so, I just looked it up..

(from Confused.com)

It used to be the case that cover for driving other cars (DOC) was included by most insurers on comprehensive policies. Typically, this gave you third party cover to drive cars not listed on your policy.
But increasingly, many comprehensive policies do not offer this benefit without a catch. You’ll often have to request it, and pay for it as an extra.
Strict stipulations

Many drivers believe that you can jump in someone else’s car and be covered third party by your insurance. Provided, that is, that you're fully comp on yours and you have the owner’s permission.
But there are strict stipulations for this, and now some insurers are doing away with the driving-other-cars (DOC) benefit altogether.
For a start, DOC is only supposed to be used in an emergency - so it's not intended for those who are popping out for a spin.
And if you’re under 25, you can pretty much rule out driving other cars altogether, even if you have comprehensive cover.
Also don't assume that as soon as you hit 25 you'll automatically have DOC. You'll need to call up your insurer and ask them to add it, and there could be a fee for that.

[Worthy4England]

Not on mine. I'm covered to drive other cars under my policy.

Same here ... I can drive any car, but as 3rd party. I'm not too keen on driving my mate's BMW 6 series on that basis though.

I just drive my own on my own insurance.

[bobo the clown]

Not on mine. I'm covered to drive other cars under my policy.

Same here ... I can drive any car, but as 3rd party. I'm not too keen on driving my mate's BMW 6 series on that basis though.

I just drive my own on my own insurance.

Can I borrow it ?

I am insured(ish).

[Harry Genshaw]

Indicators are seen as a sign of weakness. Over taking in an inferior car deserving of being run off the road. Gouging your own eyes out rather than letting someone in. Seeing someone indicate to pull in to a gap means you must speed up to prevent them. If you wish to move into the inside lane to exit the road then you cannot move into a space behind the car in front of you, you have to overtake 7 cars and swerve over the lane in front of them.

That about sums my experience up of driving in that there London

[thebish]

Indicators are seen as a sign of weakness. Over taking in an inferior car deserving of being run off the road. Gouging your own eyes out rather than letting someone in. Seeing someone indicate to pull in to a gap means you must speed up to prevent them. If you wish to move into the inside lane to exit the road then you cannot move into a space behind the car in front of you, you have to overtake 7 cars and swerve over the lane in front of them.

That about sums my experience up of driving in that there London

I learned to drive in that there London - and after passing, spent a year driving a battered old transit van around central London...

when I took my new-found driving skillz back up North - my aggressive driving-style was frowned upon!

[Worthy4England]

Not on mine. I'm covered to drive other cars under my policy.

Same here ... I can drive any car, but as 3rd party. I'm not too keen on driving my mate's BMW 6 series on that basis though.

I just drive my own on my own insurance.

Can I borrow it ?

I am insured(ish).

Yer mate said you can borrow his.

[Gary the Enfield]

Indicators are seen as a sign of weakness. Over taking in an inferior car deserving of being run off the road. Gouging your own eyes out rather than letting someone in. Seeing someone indicate to pull in to a gap means you must speed up to prevent them. If you wish to move into the inside lane to exit the road then you cannot move into a space behind the car in front of you, you have to overtake 7 cars and swerve over the lane in front of them.

That about sums my experience up of driving in that there London

I learned to drive in that there London - and after passing, spent a year driving a battered old transit van around central London...

when I took my new-found driving skillz back up North - my aggressive driving-style was frowned upon!

In London, if turning right onto a road, you pull out into the middle of the road and wait for a gap the other way. Oncoming traffic will slow and even stop to allow you to do this.

I tried this in Bolton and a driver, even though he was a couple of hundred yards away when I pulled out, accelerated and flashed his lights at me, expecting me (I think) to retreat. He ended up swerving around me into the oncoming traffic I was waiting to join.

[thebish]

Indicators are seen as a sign of weakness. Over taking in an inferior car deserving of being run off the road. Gouging your own eyes out rather than letting someone in. Seeing someone indicate to pull in to a gap means you must speed up to prevent them. If you wish to move into the inside lane to exit the road then you cannot move into a space behind the car in front of you, you have to overtake 7 cars and swerve over the lane in front of them.

That about sums my experience up of driving in that there London

I learned to drive in that there London - and after passing, spent a year driving a battered old transit van around central London...

when I took my new-found driving skillz back up North - my aggressive driving-style was frowned upon!

In London, if turning right onto a road, you pull out into the middle of the road and wait for a gap the other way. Oncoming traffic will slow and even stop to allow you to do this.

I tried this in Bolton and a driver, even though he was a couple of hundred yards away when I pulled out, accelerated and flashed his lights at me, expecting me (I think) to retreat. He ended up swerving around me into the oncoming traffic I was waiting to join.

aye - exactly the reaction I had! Also - what is a gap in London is not considered to be a gap in Bolton!