Student loans

Prufrock · Post by **Prufrock** » Mon May 26, 2008 9:05 am

to give a brief familly history, my paternal grandfather worked in a mill. by all accounts he wasn't the most academically gifted, but he worked his arse off. my dad was more academically gifted, he got a scholarship to Bolton school, but he had to drop out in his a-levels to care for said grandfather. after this illness had subsuded, he proceded again to work his own arse off to get a degree in something business related, with which he again worked hard. he has done his best for his wife, his familly and his children.
because of this i pay a higher student loan, even though i have friends who pay a lower student loan yet get more help financially from their parents (not to say i have got none, my parents have always been there when i needed them, but in my view, uni is about starting to get yourself on your own footing, and therefore you should be judged as such?). i dont begrudge my father saving that little bit extra to help with his and my mother's retirement, i dont think anyobdy should, yet i dont think it should leave me worse off.

i dont think i should suffer becasue my father did well. by the same token i dont think i should have an advantage becasue he did. surely as a nation we should be trying to help people gain an education as well as they can regardless of what their familly have done. each person is their own individual, and surely can only be judged as such. the idea that people from a poorer (monetarily speaking) background should have as much a chance to gain a higher education as those from a richer one is one i would defend to the hilt. having said that i don't think we should punish those whose parents have done relatively well monetarily speaking.

this is not meant as a massive attack on the government, because i personally cannot think of a good way to solve the problem, the point of this thread is to ask if anyone else has any ideas?

Zulus Thousand of em · Post by **Zulus Thousand of em** » Mon May 26, 2008 9:58 am

Think yourself lucky that you live in a country that gives you a student loan - and get on with it.

Batman · Post by **Batman** » Mon May 26, 2008 10:00 am

I think you are lying. None of that happened.

Bruce Rioja · Post by **Bruce Rioja** » Mon May 26, 2008 10:12 am

I think that he has a point. I've always queried a system that seems to have no problem in shelling out for, housing and feeding chavs and their bastard offsprings yet is reluctant to fund those that will eventually benefit the nation and be paying taxes back in at a higher rate anyway.

mummywhycantieatcrayons · Post by **mummywhycantieatcrayons** » Mon May 26, 2008 10:18 am

I don't understand what you mean when you say you pay a 'higher student loan'? Surely what you actually mean is that your loan is a lower amount than other people's?

communistworkethic · Post by **communistworkethic** » Mon May 26, 2008 10:29 am

Bruce Rioja wrote:I think that he has a point. I've always queried a system that seems to have no problem in shelling out for, housing and feeding chavs and their bastard offsprings yet is reluctant to fund those that will eventually benefit the nation and be paying taxes back in at a higher rate anyway.

Don't think that's quite his point, Bruce. His seems to be - why should he not be helped as much as a poor kid.

Lord Kangana · Post by **Lord Kangana** » Mon May 26, 2008 10:37 am

If everyone who ever mentioned becoming a politician was shot immediately, we might just have an answer to these questions.

Millions of kids are put through further and higher education simply to keep unemployment figures down and for them to be able to say "ooh, look at us, aren't we meritocratic". Complex loan systems, and the bizarre idea that educational institutions should compete for students money is just an inevitable consequence of letting the lunatics run the asylum.

Thats my two pen'orth.

Prufrock · Post by **Prufrock** » Mon May 26, 2008 10:57 am

Bruce Rioja wrote:I think that he has a point. I've always queried a system that seems to have no problem in shelling out for, housing and feeding chavs and their bastard offsprings yet is reluctant to fund those that will eventually benefit the nation and be paying taxes back in at a higher rate anyway.

commie i will say on this thread, as i have said on others, we disagree on certain issues, you seem to want to take this to the point where you want to twist everything i say to sound like im a complete cockjob. what you say is not at all what i mean, and, dare i suggest, deep down you know it isnt. bruce sums it up a lot closer though perhaps not as closely as id like in that he doesnt define chav.

in my opinion, a kid whose parents are drug dealers, if he/she is a clever kid, has as much right to a university education as a kid whose parents work as mangers at next (first occupation and store that came to mind). and said kid from next has just as much a right to a university education as a kid whose parents OWN next. my point is purely that i, like any youngster wishing to go to uni, i shouldnt be judged either way by what my parent have, or havent, done, merely on my own values. As i have said i personally have no idea how one would do this, I dont pretend to know everything, this thread is designed for views and ideas??????????????????????????

qwertywarrior · Post by **qwertywarrior** » Mon May 26, 2008 11:05 am

still got this to look "forward" to

i had a job since 15 and saving every penny

mummywhycantieatcrayons · Post by **mummywhycantieatcrayons** » Mon May 26, 2008 11:16 am

PF, describe what it is you're complaining about, because I'm not sure I understand.

Prufrock · Post by **Prufrock** » Mon May 26, 2008 11:28 am

mummywhycantieatcrayons wrote:PF, describe what it is you're complaining about, because I'm not sure I understand.

purely through interest who and why is is PF?

Zulus Thousand of em · Post by **Zulus Thousand of em** » Mon May 26, 2008 1:34 pm

Prufrock wrote:
mummywhycantieatcrayons wrote:PF, describe what it is you're complaining about, because I'm not sure I understand.
purely through interest who and why is is PF?

You see, it's times like this that you need punctuation.

Prufrock · Post by **Prufrock** » Mon May 26, 2008 1:47 pm

Prufrock wrote:
mummywhycantieatcrayons wrote:PF, describe what it is you're complaining about, because I'm not sure I understand.
purely through interest who and why is is PF?

just felt like a right tit, if you meant me, i completely forgot my own name on this. if you do in fact mean me mummy my complaint is this; my dad earns more than a friend of mines dad (not meant to be a big 'look at me', we are close friends and talk about these things and it is merely factual) and as a result my friend gets a bigger student loan. yet my friend's dad's finances are all geared towards providing my friend with disposable income. therefore my friend is left with more disposable income. you as a student will realise how big a difference this makes. my complaint is that whether my dad earns more or less than anbody else's dad should be irrelevant to how much help i get at uni, at the end of the day my dad isnt paying for me to go through uni, i am. its my debt at the end and i wont take that money from my parents. some peoples parents decide paying for their kid through uni is a great thing, others think uni is about their kid learning to stand on his own two feet. neither is right, or wrong, and i would suggest each depends on the kid as much as the parent. anyone in higher education should be given as much incentive as possible, no?

how you make this as fair as possible monetarily is not something i pretend to know the answer to, im just asking if anyone else does?

Zulus Thousand of em · Post by **Zulus Thousand of em** » Mon May 26, 2008 1:51 pm

All I know is: "I'M NOT fecking INTERESTED!" Is that loud enough for you?

Prufrock · Post by **Prufrock** » Mon May 26, 2008 1:55 pm

Zulus Thousand of em wrote:All I know is: "I'M NOT fecking INTERESTED!" Is that loud enough for you?

good for you. anyone else who actually gives a toss about the future generations feel free to contribute.

CAPSLOCK · Post by **CAPSLOCK** » Mon May 26, 2008 2:11 pm

If you don't want help from your parents, why the fcuk should I help you

Get on with it or don't

But stop bloody moaning

Montreal Wanderer · Post by **Montreal Wanderer** » Mon May 26, 2008 2:14 pm

Just out of curiosity, is it required that student loans be repaid and are they? Over here loans are repaid, while bursaries are not.

CrazyHorse · Post by **CrazyHorse** » Mon May 26, 2008 2:23 pm

Montreal Wanderer wrote:Just out of curiosity, is it required that student loans be repaid and are they? Over here loans are repaid, while bursaries are not.

Yeah, they're supposed to be repaid.

TANGODANCER · Post by **TANGODANCER** » Mon May 26, 2008 3:20 pm

Prufrock. I'd consider myself an exceedingly fortunate young man to even have such a problem.

Athers · Post by **Athers** » Mon May 26, 2008 6:20 pm

Mine's about £17k as I've received the maximum loan for four years, Wigan Council paid my tuition fees (£1125pa) as well. I wouldn't fancy the £3k charges you're facing.

Monty - You start paying back once you're earning £15k p.a. at a few pence a week I think and it goes up on a sliding scale - for instance a £30k salary means £1350 repayment in a year.

The loan is at 4.8% interest, up from the 2.4% it was a couple of years ago and interest is charged when you're still a student (controversy). You don't have to pay it back if you die, get to 65 and if you've still not paid it off, or you run and hide in Panama etc.

Regards whether it's good to have a loan system, it's alright but of course means working in the holidays and possibly term time doing shit jobs but that's always been the case here. I had a Finnish mate though who got 1000euro a month direct to his bank from their Government, even outside of term time, the bastard.

Connect with your social network account

Student loans

Student loans

Who is online