Today I'm angry about.....

[Lord Kangana]

Well, my understaning is (you understand), that self regulation means they (the companies) are "advised" that they shouldn't do it. But because there is no rule specifically saying "actually, you shouldn't rip people off as that is illegal" they can fudge their way out of it with some wishy washy about attempting to provide a service but facing insurmountable obstacles. Presumably the obstacle being its much harder than just taking peoples money off them.

[thebish]

I also heard on the radio that it is perfectly legitimate and legal for debt management companies to charge an up front fee and then provide no service.

Seriously? How the fecking Dickens do they get away with that one?

The BBC did some research recently and found a few that took the money - but never paid any creditors - just kept the money - then disappeared - so the debtors lost everything because even though they were making provision for their debts - they were not actually being paid...

http://www.bbc.co.uk/news/13571441

(it was a firm based in Bolton)

[Lord Kangana]

I win. I've just seen 4214%.

FFS.

[Raven]

Today I'm angry about...

... HM Revenue & Customs.

Bastards.

Me too, they fooked up my family tax credits thing and now want 1k back, wouldn't mind if it was my fault, useless cnuts

[Raven]

Would love to rescue some chickens, but not really the space plus the dog would like to chase them (for some reason he hates birds!)

[thebish]

I win. I've just seen 4214%.

FFS.

FFS indeed - but.. APR is pretty meaningless as a measure for a day-long or a week-long loan service... they have to show the APR by law - but it isn't designed as a service for people who want a loan for a year.

if you wanted to hire a car - long term - you wouldn't look for a daily rate deal... (or, at least - if you did - you'd be bonkers.)

[Bruce Rioja]

I win. I've just seen 4214%.

FFS.

FFS indeed - but.. APR is pretty meaningless as a measure for a day-long or a week-long loan service... they have to show the APR by law - but it isn't designed as a service for people who want a loan for a year.

if you wanted to hire a car - long term - you wouldn't look for a daily rate deal... (or, at least - if you did - you'd be bonkers.)

Indeed, but even broken down to a day rate it's 11.55%, so once again

[Raven]

The price of passports, 77 quid, fook off will stay in the UK

[Bruce Rioja]

The price of passports, 77 quid, fook off will stay in the UK

£77.50 – 3 September 2009
£72 – 4 October 2007
£66 – 5 October 2006
£51 – 1 December 2005
£42 – 2 October 2003
£33 – 21 November 2002
£30 – 14 January 2002
£28 – 16 December 1999
£21 – 26 March 1998
£18 – November 1992

Don't worry - someone'll be along to blame the coalition in a mo'.

[Little Green Man]

The price of passports, 77 quid, fook off will stay in the UK

Or £7.70 a year, which, if you're in Yemen waiting for the Royal Marines to rescue you, you'd probably think was remarkably good value.

[Raven]

Only used the last one twice

[bobo the clown]

Only used the last one twice

"You want to get out a bit more ... !!"

[Bruce Rioja]

And I can't claim mine against my tax, despite never using it for personal/recreational use (but I could if I wanted to is their argument, the c*nts).

[Raven]

Dont like getting out, too scary

Just read Scottish Power putting up gas and elec prices, greedy feckers!

[jimbo]

Dont like getting out, too scary

Just read Scottish Power putting up gas and elec prices, greedy feckers!

Something's gotta give here - either you fork out for a new passport and get out, or fork out for some heating so you can stay in. Tough decisions.......

[bobo the clown]

Would love to rescue some chickens, but not really the space plus the dog would like to chase them (for some reason he hates birds!)

... & you being a Raven too !!

[Hoboh]

Would love to rescue some chickens, but not really the space plus the dog would like to chase them (for some reason he hates birds!)

... & you being a Raven too !!

Is he gay?

[Bruce Rioja]

Would love to rescue some chickens, but not really the space plus the dog would like to chase them (for some reason he hates birds!)

... & you being a Raven too !!

Is he gay?

[Raven]

No its the feathered beasties he hates, mainly pigeons.

[Gooner Girl]

No its the feathered beasties he hates, mainly pigeons.

You could try keeping ducks. My drake, Thierry, cornered my dog (who's medium sized, far from small) down the side of the garage and wouldn't let him out once and now Milo doesn't dare go in their part of the garden...

Today i'm angry about the price of Chocolate bars. They're so much more expensive when i was a kid!